Travel Loan — SOFIES
Finance your dream holiday. Travel with peace of mind with SOFIES.
3%
APR from — Competitive fixed rates
€25,000
Maximum loan amount available
7 years
Flexible repayment duration
Go. Without emptying your account.
Travel without draining your savings. The SOFIES travel loan funds holidays, honeymoons or world trips — funds available immediately.
Simple solution, no mortgage required. Repay at your own pace over up to 7 years.
Loan terms and features
Loan Amount
Up to €25,000
For all your travel projects
Repayment Term
From 12 months to 7 years
Repayment tailored to your budget
APR
From 3% APR*
Competitive dedicated travel rate
Security
No mortgage required
Signature-based financing
Why choose this loan?
- Savings Preserved : Finance your trip without touching your savings
- Immediate Disbursement : Funds available fast so you can book straight away
- All Trips : Holidays, honeymoon, world trip, business travel
- Total Freedom : Transport, accommodation, activities, gear — all covered
- Travel Insurance : Optional cancellation and trip interruption cover
Eligibility criteria
Grant conditions
- Adult with residence
- Regular and verifiable income
- Sound financial situation
- Defined travel project
Recommended use
- Exceptional trip or major project
- Preserving emergency savings
- Defined travel budget
- Repayment capacity secured
Required documentation
Identity and address
- Valid ID or passport
- Proof of address under 3 months old
- Family record if applicable
- travel_loan.documents.identite.items.3
Financial situation
- Last 3 pay slips
- Latest tax assessment
- Bank statements
- Proof of any other income
Travel project
- Travel agency quote or offer
- Preliminary bookings
- Trip description
- Provisional budget
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Legal information
- *APR : Example : for €8,000 over 48 months at 5.2% APR, 48 payments of €185, total €8,880 (credit cost : €880).
- Use of funds : Allocated exclusively to the declared travel project.
- Travel insurance : Subscription recommended to cover cancellation risks.
- Early repayment : Possible without penalty for amounts above €10,000.
- Right of withdrawal : 14 calendar days to cancel without reason.
