Car Leasing — LOA up to €80,000 | SOFIES
Drive new from tomorrow. Without tying up your capital. SOFIES car leasing with flexible purchase option.
3.5%
APR from — Competitive fixed rates
€80,000
Maximum loan amount available
5 years
Flexible repayment duration
Drive new. Without draining your savings.
SOFIES leasing (LOA) lets you drive a new vehicle by paying only its depreciation. Lower monthly payments, vehicle always under manufacturer's warranty.
At contract end: buy the vehicle at its residual value, return it, or switch to a newer model. Total freedom.
Loan terms and features
Loan Amount
Up to €80,000
All vehicle types
Repayment Term
From 2 to 5 years
Flexible contract
APR
From 3.5% APR*
Advantageous financing
Security
Vehicle as collateral
Ownership until option exercised
Car leasing advantages
- Always Recent : New vehicle, always under manufacturer's warranty
- Lower Payments : Monthly payments lower than a standard auto loan
- 3 End-of-Contract Options : Buy, return or switch vehicle
- Maintenance Included : Maintenance package available for zero surprises
- Tax Benefit : Lease payments tax-deductible for business users
Contract conditions
Contract conditions
- New or recent vehicle (under 2 years old)
- Pre-agreed annual mileage
- Servicing at authorised dealer
- Comprehensive insurance mandatory
Lessee conditions
- Valid driving licence
- Stable income documented
- No banking ban
- Residence in the EU
Required documents
Personal documents
- Driving licence
- Identity document
- Proof of address
- Bank account IBAN
Financial proof
- Last 3 pay slips
- Tax assessment
- Bank statements
- Employment contract
Vehicle
- Dealer purchase order
- Vehicle specification sheet
- Comprehensive insurance quote
- Certificate of conformity
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Important legal information
- *APR : Example : for a vehicle at €25,000 over 48 months at 2.9% APR, 48 payments of €315 + purchase option €10,000, total cost if buying : €25,120.
- Mileage : Contractual mileage to be respected, penalties for excess.
- Vehicle condition : Return in good condition, normal wear excepted.
- Insurance : Comprehensive with theft and fire mandatory.
- Early termination : Possible under conditions, penalties apply.
